Did you know that health care costs in India make up 4.1% of the national GDP? In addition, private health expenditure (meaning costs that the government will not bear) rises to 70.8% of all health expenditure in the country, according to The Guardian. The alternative for the common people is then quite simple: invest in a small number of preventive health checks (which can be fully covered by your insurance) than spend large sums during health crises.
A preventive health check can help you in many ways. Not only will you save yourself the hassle of suffering the symptoms of the disease, but it will also save money that you would otherwise spend on hospital costs. Read on to learn why a preventative health check is worth it.
Why preventive health checks?
Most health experts agree that annual health checks are the best way to look after your health. Here are some reasons to support the fact why this is important:
Even your car is serviced twice a year.
No one wonders why time, effort and money is spent making sure their car is regularly serviced with all the necessary checks. Our body also needs to be regularly maintained and checked for better functioning. Do you value your health as much as that of your vehicle?
You lead a sedentary life.
The reality is that people nowadays are so attached to the digital gadgets and computers that even when you are not working you are surfing the web and basically spending both your free time and your working hours in front of some sort of screen. Then there are those who drink, smoke, and tremble at the thought of daily exercise.
Even healthy people can get sick.
When we are young, we feel invincible. But as we age, it all starts with random aches and pains and progresses to elevated cholesterol, high blood pressure, diabetes, and heart attack , just to name the few serious conditions. If we start caring about our health quickly, most diseases can be prevented before they even occur.
Early diagnosis can lead to a cure.
There are many diseases and conditions that have a better prognosis if diagnosed early. This is especially true for chronic and terminal illnesses, such as diabetes, cancer, and heart attack. Regular preventive health checkups will help you find the best treatment alternatives as quickly as possible, but also give you better chances of getting back to health quickly.
Family history tells more about your future health. Family history means you are more likely to suffer from a disease like your immediate family. For example, if your father has had heart problems or if your grandmother has high blood sugar, sooner or later you will develop the same conditions.
You get a tax benefit. You will also receive tax benefits for such health checks in accordance with Section 80-D of the Income Tax Act. In addition to all the other benefits, you can get tax deductions of up to Rs 5,000 for health checks for you and your immediate family.
Needless to say, life today is chaotic and stressful which increases the chances of lifestyle disorders.
Despite the necessary care we take for our better health, the insecurities increase with our age, lifestyle, not to mention the habit of taking our health for granted. Regular preventive health checks can guide our health and help us keep track of time. For those who have serious illnesses in their families, health checks become crucial to get the disease under control or slow the progression of the disease and prepare a holistic approach to ensure a healthy future going forward.